Social Security Disability

Losing your ability to work due to an illness, condition, or serious injury can leave you feeling depressed and powerless. Contact us today to discuss your options.


The regulations provide six possibilities for a finding of not disabled. A claimant is not disabled who:

  • Is working at a SGA level;
  • Has no medically determinable impairment;
  • Has an impairment does not significantly limit claimant’s physical or mental ability to do basic activities of daily living;
  • Fails to meet the duration requirement;
  • Is capable of performing past relevant work;
  • Is capable of performing any other work.

Also, the Social Security program for workers is akin to insurance. A Claimant must have contributed to paying Social Security taxes for a long period of time. A Claimant must be fully insured to apply for Social Security Disability and must contribute to the program enough to have what’s called “disability status”

Supplemental Security Income (SSI) is a federal welfare program for the disabled, blind and those over 65. The major difference between SSD and SSI are you do not have to earn enough credits to be considered fully insured.
However, a claimant applying for SSI must:

  • Be considered disabled using the same qualifying criteria used for SSD;
  • Meet the income and asset requirements of the SSI;
  • Be a U.S. Citizen or fall into the group of limited exceptions to the citizenship rule.


YES, if your Social Security Disability benefits are low enough.

Please contact me to discuss whether you are eligible for SSD or SSI.

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